Getting car financing through the local Nissan dealer is a great option for people with low credit scores and excellent credit scores alike. It’s convenient, quick, and something everybody looking to buy a new car should look into.
1. It’s Quick
You can fill out a quick credit application through our website and quickly find out if you can get pre-approved for a loan. Your application is sent out to multiple lenders, so you won’t need to shop around at different banks and credit unions when you apply for financing right at the dealership. If you’d rather not do it online, then you can come down in person to talk to someone from our finance department.
Financing through the dealership is also quicker than getting a loan through a bank or credit union because some lenders don’t offer pre-approval if you don’t know what car you want. That means you have to pick a car you want, visit the dealer to test drive it, then go to different banks and start applying for loans. If you finance right through a dealer, then you can find a car on our lot, test drive it, and then apply for financing in one visit.
2. It’s Guided
When you finance through a traditional financial institution or online lender, you’re on your own throughout the entire process. When you finance through the dealer, then you always have somebody to ask for help. Our staff are more than happy to answer your questions through the car buying and financing process.
3. It’s an Option for People with Poor Credit
You don’t need a perfect credit score to apply for financing at a dealership. The criteria you have to meet when applying for a loan at a dealership aren’t as strict as the criteria you must meet when applying at a bank or credit union. So if you’re unable to get a loan elsewhere, then applying for financing at a dealership is a great option for you.
4. It’s Great for People with High Credit Scores
Car manufacturers sometimes run promotions where you can buy a car with amazingly low interest rates. You have access to promotions like these when you finance through your car dealer. If your credit history is squeaky clean, then make sure you ask about promotions at the local dealer any time you want to buy a new car.
5. It’s a One-Stop-Shopping Experience
When buying and financing a car through a dealership, you only have to make one trip to settle everything you need to do. Head to the dealer, pick a new car, trade in your old one, apply for financing, and then you’re done once you sign all the paperwork.
Ready to come and pick out a new car that you can finance through our dealership? Visit Courtesy Nissan PA in Altoona, PA today.
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